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Types of Financial Institutions

Commercial Banks, Savings %26 Loans, Credit Unions, Payday Loans,

considered a full-service bank, provides loans if you have a savings account , considered a non-profit institution, called %22predatory%22 lender, for-profit institution, provides mortgages if you have a savings account, required to be a member, charges very high interest rates on short-term loans, run by shareholders, state and federal employees use these the most, run by the members, specialize in savings %26 loans, usually has lowest interest rates, loans money so you can make it to payday, does not offer checking, ATM, or short-term loans, customers must have a savings account, bad for people because they cost so much, good for checking accounts and ATM machines, loans money as a cash advance, bank that offers a variety of services,